Teaching Financial Literacy That Actually Matters

We started penuraviax because too many Australians were navigating banking decisions without proper guidance. Our mission is simple: make financial education accessible and practical for real people.

Why We Exist

Back in 2022, our founder was helping a neighbor understand why her business loan application kept getting rejected. After three hours explaining credit assessments and cash flow requirements, something clicked. Financial institutions speak one language, but most people speak another entirely.

That conversation sparked an idea: what if we could bridge that gap? Not with complicated jargon or theoretical concepts, but with practical education that helps people make confident financial choices.

Today, we work with Australians who want to understand banking services without feeling overwhelmed. Whether someone is applying for their first home loan or trying to choose the right business account, we break down complex processes into clear, actionable steps.

Explore Our Programs
Financial education consultation session

What Drives Our Teaching

Three principles guide every educational program we design

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Real-World Focus

We teach using actual banking scenarios that participants encounter. No theoretical exercises that don't translate to real decisions.

Honest Guidance

Banking isn't always straightforward, and we don't pretend it is. We explain both opportunities and potential pitfalls clearly.

Practical Skills

Participants leave with specific tools they can use immediately, from loan application strategies to account comparison frameworks.

Banking education workshop in progress
Kiera Blackwood, lead financial educator

Led by People Who Understand Banking

Our lead educator, Kiera Blackwood, spent eight years in retail banking before transitioning to education. She knows exactly where people get stuck in the application process because she processed hundreds of those applications herself.

The rest of our team combines practical banking experience with adult education expertise. We design programs based on the most common questions and challenges we've seen over years of client interactions.

850+ Participants Educated
12 Banking Topics Covered
3 Years Teaching
Team meeting discussing curriculum development

Ready to Build Your Financial Confidence?

Our next comprehensive banking education program starts in September 2025. Spaces are limited to ensure personalized attention.

Financial planning session with documents and calculator
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